/* ═══════════════════════════════════════════════════════════════
   HIBISCUS FINANCE COMPANY — Main Stylesheet
   Production-ready, WCAG AA compliant, fully responsive
═══════════════════════════════════════════════════════════════ */

/* ── TOKENS ─────────────────────────────────────────────────── */
:root {
  --forest:    #0e2218;
  --deep:      #081510;
  --hibiscus:  #c8294a;
  --hib-dark:  #a3203b;
  --gold:      #c9a84c;
  --gold-lt:   #e8c97a;
  --cream:     #f7f2ea;
  --warm:      #fdfaf5;
  --text:      #1a1a1a;
  --muted:     #4a5568;
  --border:    #d4d8d0;
  --border-lt: rgba(201,168,76,0.2);
  --shadow:    0 2px 12px rgba(0,0,0,0.08);
  --shadow-md: 0 8px 32px rgba(0,0,0,0.12);
  --r:         4px;
  --r-lg:      8px;
  --max-w:     1280px;
  --nav-h:     68px;
  --notice-h:  40px;
}

/* ── RESET ───────────────────────────────────────────────────── */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{font-size:16px;scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:'DM Sans',system-ui,-apple-system,sans-serif;background:var(--warm);color:var(--text);overflow-x:hidden;line-height:1.6}
img,svg,video{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
button{cursor:pointer;font-family:inherit}
ul,ol{list-style:none}
address{font-style:normal}
:focus-visible{outline:3px solid var(--hibiscus);outline-offset:3px;border-radius:2px}

/* ── TYPOGRAPHY ──────────────────────────────────────────────── */
h1,h2,h3,h4,h5{font-family:'Playfair Display',Georgia,serif;line-height:1.2;color:var(--forest)}
h1{font-size:clamp(2rem,5vw,3.75rem);font-weight:900}
h2{font-size:clamp(1.6rem,3.5vw,2.5rem);font-weight:700}
h3{font-size:clamp(1.2rem,2.5vw,1.6rem);font-weight:700}
h4{font-size:1.1rem;font-weight:600}
p{line-height:1.75}
.eyebrow{font-size:.7rem;letter-spacing:.28em;text-transform:uppercase;color:var(--hibiscus);font-weight:600;margin-bottom:.75rem}
.lead{font-size:1.15rem;color:var(--muted);line-height:1.85}

/* ── LAYOUT ──────────────────────────────────────────────────── */
.inner{width:100%;max-width:var(--max-w);margin:0 auto;padding:0 1.5rem}
section{padding:5rem 0}
@media(max-width:768px){section{padding:3.5rem 0}}

/* ── BUTTONS ─────────────────────────────────────────────────── */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.8rem 1.8rem;border-radius:var(--r);font-size:.85rem;font-weight:500;letter-spacing:.06em;text-transform:uppercase;transition:all .2s;border:2px solid transparent;cursor:pointer;white-space:nowrap;font-family:'DM Sans',sans-serif}
.btn:focus-visible{outline:3px solid var(--hibiscus);outline-offset:3px}
.btn-primary{background:var(--hibiscus);color:#fff;border-color:var(--hibiscus)}
.btn-primary:hover{background:var(--hib-dark);border-color:var(--hib-dark);transform:translateY(-1px)}
.btn-outline{background:transparent;color:var(--hibiscus);border-color:var(--hibiscus)}
.btn-outline:hover{background:var(--hibiscus);color:#fff}
.btn-dark{background:var(--forest);color:var(--cream);border-color:var(--forest)}
.btn-dark:hover{background:var(--deep);border-color:var(--deep)}
.btn-gold{background:var(--gold);color:var(--forest);border-color:var(--gold);font-weight:600}
.btn-gold:hover{background:var(--gold-lt);border-color:var(--gold-lt)}
.btn-lg{padding:1rem 2.4rem;font-size:.9rem}
.btn-sm{padding:.55rem 1.2rem;font-size:.78rem}

/* ── NOTICE BAR ──────────────────────────────────────────────── */
.notice-bar{
  background:var(--gold);
  padding:.55rem 1rem;
  text-align:center;
  position:relative;
  z-index:200;
  /* Never fixed — sits in normal document flow above nav */
}
.notice-bar p{
  font-size:clamp(.6rem,1.8vw,.72rem);
  letter-spacing:.1em;
  text-transform:uppercase;
  color:var(--forest);
  font-weight:600;
  line-height:1.4;
}

/* ── SITE HEADER + NAV ───────────────────────────────────────── */
.site-header{
  position:sticky;
  /* Sticks right below the notice bar — top:0 since it follows notice bar in flow */
  top:0;
  left:0;right:0;
  z-index:100;
  background:rgba(14,34,24,.97);
  backdrop-filter:blur(14px);
  -webkit-backdrop-filter:blur(14px);
  border-bottom:1px solid var(--border-lt);
}
.main-nav{width:100%}
.nav-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  max-width:var(--max-w);
  margin:0 auto;
  padding:0 1.5rem;
  height:var(--nav-h);
  gap:1rem;
}

/* Logo */
.nav-logo{display:flex;align-items:center;gap:.6rem;text-decoration:none;flex-shrink:0}
.nav-logo svg{flex-shrink:0}
.nav-logo-text{font-family:'Playfair Display',serif;font-size:.95rem;font-weight:700;color:var(--cream);white-space:nowrap}
.nav-logo-text span{color:var(--gold)}

/* Desktop links */
.nav-links{display:flex;align-items:center;gap:1.4rem}
.nav-links a{font-size:.75rem;letter-spacing:.08em;text-transform:uppercase;color:rgba(247,242,234,.7);transition:color .2s;padding:.35rem 0;white-space:nowrap}
.nav-links a:hover,.nav-links a.active{color:var(--gold-lt)}
.nav-links a[aria-current="page"]{color:var(--gold-lt)}

/* Dropdown */
.has-dropdown{position:relative}
.dropdown{
  display:none;position:absolute;top:calc(100% + .5rem);left:0;
  background:var(--deep);border:1px solid var(--border-lt);
  min-width:220px;padding:.5rem 0;
  box-shadow:var(--shadow-md);z-index:50;border-radius:var(--r);
}
.has-dropdown:hover .dropdown,
.has-dropdown:focus-within .dropdown{display:block}
.dropdown a{display:block;padding:.65rem 1.2rem;font-size:.78rem;color:rgba(247,242,234,.7);white-space:nowrap;transition:all .2s}
.dropdown a:hover{color:var(--gold-lt);background:rgba(201,168,76,.06);padding-left:1.5rem}

/* Nav CTA */
.nav-cta{
  display:inline-flex;align-items:center;
  padding:.5rem 1.2rem;
  background:var(--hibiscus);color:#fff;
  font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;
  font-family:'DM Sans',sans-serif;font-weight:500;
  border-radius:var(--r);transition:all .2s;flex-shrink:0;white-space:nowrap;
}
.nav-cta:hover{background:var(--hib-dark)}

/* Hamburger */
.hamburger{
  display:none;
  flex-direction:column;justify-content:space-between;
  width:28px;height:20px;
  background:none;border:none;padding:0;flex-shrink:0;
  /* CRITICAL: never goes outside viewport */
  position:relative;z-index:2;
}
.hamburger span{
  display:block;width:100%;height:2px;
  background:var(--cream);border-radius:2px;
  transition:transform .3s,opacity .3s;transform-origin:center;
}
.hamburger[aria-expanded="true"] span:nth-child(1){transform:translateY(9px) rotate(45deg)}
.hamburger[aria-expanded="true"] span:nth-child(2){opacity:0;transform:scaleX(0)}
.hamburger[aria-expanded="true"] span:nth-child(3){transform:translateY(-9px) rotate(-45deg)}

/* Mobile Drawer */
.mobile-drawer{
  display:flex;flex-direction:column;
  position:fixed;top:0;right:-100%;bottom:0;
  width:min(320px, 85vw);
  background:var(--deep);z-index:300;
  transition:right .35s cubic-bezier(.4,0,.2,1);
  overflow-y:auto;overscroll-behavior:contain;
}
.mobile-drawer[aria-hidden="false"]{right:0}
.drawer-inner{padding:1.5rem}
.drawer-close{
  display:flex;align-items:center;justify-content:center;
  width:40px;height:40px;
  background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.15);
  border-radius:50%;color:var(--cream);margin-bottom:2rem;margin-left:auto;
  transition:background .2s;
}
.drawer-close:hover{background:rgba(255,255,255,.2)}
.mobile-drawer nav ul{display:flex;flex-direction:column;gap:.2rem}
.mobile-drawer nav a{
  display:block;padding:.8rem 1rem;
  font-size:.92rem;color:rgba(247,242,234,.75);
  border-radius:var(--r);transition:all .2s;
}
.mobile-drawer nav a:hover{color:var(--gold-lt);background:rgba(255,255,255,.05)}
.drawer-section-label{
  font-size:.62rem;letter-spacing:.2em;text-transform:uppercase;
  color:rgba(247,242,234,.3);padding:.5rem 1rem 0;margin-top:.5rem;font-weight:600;
}
.drawer-divider{height:1px;background:rgba(255,255,255,.08);margin:.75rem 0}
.drawer-cta{
  display:block;text-align:center;margin-top:1.5rem;
  padding:.9rem;background:var(--hibiscus);color:#fff;
  border-radius:var(--r);font-size:.82rem;font-weight:600;
  letter-spacing:.08em;text-transform:uppercase;transition:background .2s;
}
.drawer-cta:hover{background:var(--hib-dark)}

/* Overlay */
.drawer-overlay{
  display:none;position:fixed;inset:0;
  background:rgba(0,0,0,.5);z-index:250;
  backdrop-filter:blur(2px);
}
.drawer-overlay.active{display:block}

/* ── HERO ─────────────────────────────────────────────────────── */
.hero{
  position:relative;min-height:calc(100vh - var(--nav-h) - var(--notice-h));
  display:flex;align-items:center;justify-content:center;
  background:var(--forest);overflow:hidden;text-align:center;
  padding:6rem 1.5rem 5rem;
}
.hero::before{
  content:'';position:absolute;inset:0;pointer-events:none;
  background-image:linear-gradient(rgba(201,168,76,.04) 1px,transparent 1px),
    linear-gradient(90deg,rgba(201,168,76,.04) 1px,transparent 1px);
  background-size:70px 70px;
}
.hero-bg{position:absolute;inset:0;pointer-events:none;overflow:hidden}
.hero-petal{position:absolute;opacity:.06;background:radial-gradient(ellipse at 40% 30%,var(--hibiscus) 0%,transparent 70%);border-radius:50% 10% 50% 10%}
.hero-petal:nth-child(1){width:min(380px,60vw);height:min(480px,70vw);top:-8%;left:-5%;transform:rotate(30deg)}
.hero-petal:nth-child(2){width:min(330px,55vw);height:min(430px,65vw);top:15%;right:-5%;transform:rotate(-50deg);opacity:.04}
.hero-content{position:relative;z-index:1;width:100%;max-width:860px;margin:0 auto}
.hero h1{color:var(--cream);margin-bottom:1.2rem;animation:fadeUp .9s ease .2s both}
.hero h1 .accent{color:var(--hibiscus);font-style:italic}
.hero h1 .gw{color:var(--gold)}
.hero-sub{
  font-size:clamp(1rem,2.2vw,1.35rem);color:rgba(247,242,234,.72);
  max-width:600px;margin:0 auto 2.5rem;line-height:1.8;
  animation:fadeUp .9s ease .35s both;
}
.hero-actions{display:flex;gap:1rem;flex-wrap:wrap;justify-content:center;animation:fadeUp .9s ease .5s both}
.hero-scroll{
  position:absolute;bottom:2rem;left:50%;transform:translateX(-50%);
  display:flex;flex-direction:column;align-items:center;gap:.4rem;
  opacity:.6;animation:fadeUp 1s ease 1s both;
}
.hero-scroll-line{width:1px;height:36px;background:linear-gradient(to bottom,var(--gold),transparent);animation:scrollP 2s ease-in-out infinite}

/* Page Inner Hero (sub-pages) */
.page-hero{
  background:var(--forest);padding:6rem 1.5rem 4rem;
  text-align:center;position:relative;overflow:hidden;
}
.page-hero::before{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(201,168,76,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(201,168,76,.04) 1px,transparent 1px);background-size:70px 70px;pointer-events:none}
.page-hero-inner{position:relative;z-index:1;max-width:720px;margin:0 auto}
.page-hero h1{color:var(--cream);margin-bottom:1rem}
.page-hero h1 .accent{color:var(--hibiscus);font-style:italic}
.page-hero-sub{color:rgba(247,242,234,.65);font-size:clamp(1rem,2vw,1.2rem);max-width:560px;margin:0 auto}

/* ── STATS BAR ────────────────────────────────────────────────── */
.stats-bar{background:var(--deep);display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--border-lt);border-bottom:1px solid var(--border-lt)}
.stat-item{text-align:center;padding:1.75rem 1rem;border-right:1px solid rgba(201,168,76,.1)}
.stat-item:last-child{border-right:none}
.stat-num{font-family:'Playfair Display',serif;font-size:clamp(1.5rem,3vw,2.2rem);font-weight:700;color:var(--gold);line-height:1.1;margin-bottom:.3rem}
.stat-label{font-size:clamp(.58rem,1.2vw,.68rem);letter-spacing:.14em;text-transform:uppercase;color:rgba(247,242,234,.38);line-height:1.4}

/* ── SERVICE CARDS ────────────────────────────────────────────── */
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5px;background:rgba(201,168,76,.1);border:1px solid rgba(201,168,76,.1)}
.service-card{background:rgba(8,21,16,.95);padding:2rem;position:relative;overflow:hidden;transition:background .3s}
.service-card::after{content:'';position:absolute;bottom:0;left:0;right:0;height:3px;background:var(--hibiscus);transform:scaleX(0);transition:transform .3s;transform-origin:left}
.service-card:hover{background:var(--forest)}
.service-card:hover::after{transform:scaleX(1)}
.service-icon-wrap{width:48px;height:48px;margin-bottom:1.2rem;background:rgba(200,41,74,.12);border:1px solid rgba(200,41,74,.2);display:flex;align-items:center;justify-content:center;flex-shrink:0;border-radius:var(--r)}
.service-icon-wrap svg{width:24px;height:24px;color:var(--hibiscus)}
.service-num{font-family:'Playfair Display',serif;font-size:3rem;font-weight:900;color:rgba(201,168,76,.06);position:absolute;top:1rem;right:1rem;line-height:1}
.service-card h3{font-size:1.05rem;color:var(--cream);margin-bottom:.6rem;line-height:1.3}
.service-card p{font-size:.8rem;line-height:1.75;color:rgba(247,242,234,.48)}
.service-tag{display:inline-block;margin-top:.9rem;font-size:.6rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);opacity:.65}

/* ── WHO WE SERVE ─────────────────────────────────────────────── */
.serve-section{background:var(--cream)}
.serve-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.25rem}
.serve-card{text-align:center;padding:1.8rem 1rem;border:1px solid rgba(14,34,24,.08);background:white;border-radius:var(--r);transition:all .3s}
.serve-card:hover{border-color:var(--hibiscus);transform:translateY(-4px);box-shadow:0 12px 36px rgba(200,41,74,.07)}
.serve-icon{width:48px;height:48px;border-radius:50%;background:rgba(200,41,74,.08);display:flex;align-items:center;justify-content:center;margin:0 auto .9rem}
.serve-icon svg{width:22px;height:22px;color:var(--hibiscus)}
.serve-type{font-family:'Playfair Display',serif;font-size:.95rem;font-weight:700;color:var(--forest);margin-bottom:.35rem}
.serve-desc{font-size:.76rem;color:var(--muted);line-height:1.65}

/* ── PRODUCT CARDS ────────────────────────────────────────────── */
.products-layout{display:grid;grid-template-columns:1.2fr 1fr;gap:2rem}
.product-featured{background:linear-gradient(135deg,#1a3a2a,var(--forest));border:1px solid var(--border-lt);padding:2.5rem;position:relative;overflow:hidden;border-radius:var(--r)}
.product-badge{display:inline-block;font-size:.6rem;letter-spacing:.2em;text-transform:uppercase;padding:.28rem .75rem;background:var(--hibiscus);color:#fff;margin-bottom:1.2rem;border-radius:var(--r)}
.product-name{font-family:'Playfair Display',serif;font-size:clamp(1.2rem,2.5vw,1.7rem);font-weight:700;color:var(--cream);margin-bottom:.7rem;line-height:1.3}
.product-desc{font-size:.82rem;color:rgba(247,242,234,.52);line-height:1.75;margin-bottom:1.7rem}
.product-features{display:flex;flex-direction:column;gap:.5rem}
.product-features li{display:flex;gap:.6rem;align-items:flex-start;font-size:.8rem;color:rgba(247,242,234,.62);line-height:1.5}
.product-features li::before{content:'→';color:var(--gold);flex-shrink:0}
.product-side{display:flex;flex-direction:column;gap:1.25rem}
.product-card{background:rgba(14,34,24,.8);border:1px solid rgba(201,168,76,.1);padding:1.6rem;transition:border-color .3s;border-radius:var(--r)}
.product-card:hover{border-color:rgba(200,41,74,.35)}
.product-card-name{font-family:'Playfair Display',serif;font-size:1rem;font-weight:600;color:var(--cream);margin-bottom:.4rem;display:flex;align-items:center;gap:.6rem}
.product-card-name svg{width:18px;height:18px;color:var(--hibiscus);flex-shrink:0}
.product-card p{font-size:.77rem;color:rgba(247,242,234,.4);line-height:1.65}

/* ── FAQ ──────────────────────────────────────────────────────── */
.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:.75rem;max-width:1000px;margin:0 auto}
.faq-item{border:1px solid var(--border);border-radius:var(--r);background:white;overflow:hidden}
.faq-q{
  display:flex;align-items:center;justify-content:space-between;
  padding:1.1rem 1.4rem;cursor:pointer;gap:1rem;
  background:none;border:none;width:100%;text-align:left;
  font-family:'DM Sans',sans-serif;
}
.faq-q:focus-visible{outline:3px solid var(--hibiscus);outline-offset:-3px}
.faq-q-text{font-size:.88rem;font-weight:500;color:var(--forest);line-height:1.45}
.faq-icon{width:22px;height:22px;border-radius:50%;background:rgba(200,41,74,.1);color:var(--hibiscus);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:transform .3s,background .2s}
.faq-item[open] .faq-icon{transform:rotate(45deg);background:var(--hibiscus);color:#fff}
.faq-a{padding:0 1.4rem 1.2rem;font-size:.82rem;line-height:1.78;color:var(--muted)}

/* ── PROCESS ──────────────────────────────────────────────────── */
.process-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:2rem;position:relative}
.process-connector{position:absolute;top:27px;left:calc(12.5% + 14px);right:calc(12.5% + 14px);height:1px;background:linear-gradient(to right,var(--hibiscus),var(--gold));z-index:0}
.process-step{text-align:center;position:relative;z-index:1}
.step-num{width:54px;height:54px;border-radius:50%;background:var(--forest);border:2px solid var(--gold);display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:1.1rem;font-weight:700;color:var(--gold);margin:0 auto 1.2rem}
.step-title{font-family:'Playfair Display',serif;font-size:.95rem;font-weight:600;color:var(--forest);margin-bottom:.4rem}
.step-desc{font-size:.78rem;color:var(--muted);line-height:1.65}

/* ── TRUST SECTION ────────────────────────────────────────────── */
.trust-logos{display:flex;align-items:center;justify-content:center;gap:2rem;flex-wrap:wrap;margin-bottom:3.5rem;padding:1.6rem 1rem;border-top:1px solid rgba(14,34,24,.07);border-bottom:1px solid rgba(14,34,24,.07)}
.trust-logo{font-family:'Playfair Display',serif;font-size:clamp(.65rem,1.5vw,.88rem);font-weight:700;color:rgba(14,34,24,.22);letter-spacing:.08em;text-transform:uppercase}
.testimonials{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.testimonial{padding:1.7rem;border:1px solid var(--border);background:white;border-radius:var(--r);transition:box-shadow .3s}
.testimonial:hover{box-shadow:0 10px 36px rgba(200,41,74,.07)}
.stars{color:var(--gold);font-size:.85rem;margin-bottom:.9rem;letter-spacing:2px}
.testimonial blockquote{font-size:.88rem;line-height:1.8;color:var(--forest);font-style:italic;margin-bottom:1.1rem;border:none;padding:0}
.testimonial cite{font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-style:normal}
.testimonial-role{font-size:.66rem;color:var(--hibiscus);margin-top:.2rem}

/* ── WAITLIST / CTA ───────────────────────────────────────────── */
.cta-section{background:var(--hibiscus);padding:5rem 1.5rem;text-align:center;position:relative;overflow:hidden}
.cta-section::before{content:'';position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);font-family:'Playfair Display',serif;font-size:clamp(5rem,20vw,18rem);font-weight:900;color:rgba(255,255,255,.035);white-space:nowrap;pointer-events:none;content:'HIBISCUS'}
.cta-inner{position:relative;max-width:640px;margin:0 auto}
.cta-section h2{color:#fff;margin-bottom:1rem}
.cta-section p{color:rgba(255,255,255,.72);margin-bottom:2.5rem;font-size:1.05rem}
.waitlist-form{display:flex;max-width:480px;margin:0 auto;gap:0}
.waitlist-form input{flex:1;min-width:0;padding:.88rem 1.1rem;border:none;border-bottom:2px solid rgba(255,255,255,.3);background:rgba(255,255,255,.12);color:#fff;font-family:'DM Sans',sans-serif;font-size:.88rem;outline:none;transition:border-color .2s}
.waitlist-form input::placeholder{color:rgba(255,255,255,.48)}
.waitlist-form input:focus{border-bottom-color:#fff;background:rgba(255,255,255,.18)}
.waitlist-form button{padding:.88rem 1.6rem;background:var(--forest);color:var(--cream);border:none;font-family:'DM Sans',sans-serif;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;flex-shrink:0;transition:background .2s}
.waitlist-form button:hover{background:var(--deep)}
.form-note{margin-top:.9rem;font-size:.68rem;letter-spacing:.1em;color:rgba(255,255,255,.4);text-transform:uppercase}

/* ── CONTACT FORM ─────────────────────────────────────────────── */
.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:4rem;align-items:start}
.contact-info-card{background:white;border:1px solid var(--border);padding:2rem;margin-bottom:1.5rem;border-radius:var(--r)}
.contact-info-card h3{margin-bottom:1.2rem;font-size:1.05rem}
.contact-row{display:flex;align-items:flex-start;gap:.9rem;margin-bottom:.9rem}
.contact-icon{width:36px;height:36px;background:var(--forest);border-radius:var(--r);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.contact-icon svg{width:16px;height:16px;color:var(--gold)}
.contact-row-text{font-size:.82rem;color:var(--muted);line-height:1.6}
.contact-row-text strong{display:block;color:var(--forest);font-size:.72rem;letter-spacing:.06em;text-transform:uppercase;margin-bottom:.2rem}
.contact-row-text a{color:var(--hibiscus)}
.contact-form-card{background:white;border:1px solid var(--border);padding:2.5rem;border-radius:var(--r)}
.contact-form-card h2{margin-bottom:1.5rem;font-size:1.5rem}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-bottom:1rem}
.form-field{margin-bottom:1rem}
.form-field label{display:block;font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-weight:500;margin-bottom:.4rem}
.form-field input,.form-field select,.form-field textarea{
  width:100%;padding:.8rem 1rem;
  border:1px solid var(--border);border-radius:var(--r);
  background:var(--warm);color:var(--text);
  font-family:'DM Sans',sans-serif;font-size:.88rem;
  outline:none;transition:border-color .2s;
}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{border-color:var(--hibiscus)}
.form-field textarea{resize:vertical;min-height:120px}
.form-field.has-error input,.form-field.has-error select,.form-field.has-error textarea{border-color:#c53030}
.form-error{font-size:.72rem;color:#c53030;margin-top:.25rem;display:none}
.form-field.has-error .form-error{display:block}
.honeypot{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}
.complaints-bar{background:var(--forest);border:1px solid var(--border-lt);padding:2rem;margin-top:2rem;border-radius:var(--r)}
.complaints-bar h3{color:var(--cream);font-size:1rem;margin-bottom:.5rem}
.complaints-bar p{font-size:.8rem;color:rgba(247,242,234,.55);line-height:1.75}
.complaints-bar a{color:var(--gold)}
.form-success{display:none;padding:1.2rem;background:rgba(16,185,129,.1);border:1px solid rgba(16,185,129,.3);border-radius:var(--r);color:#065f46;font-size:.9rem;text-align:center;margin-bottom:1rem}
.form-success.show{display:block}
.form-error-msg{display:none;padding:1rem;background:rgba(197,48,48,.08);border:1px solid rgba(197,48,48,.2);border-radius:var(--r);color:#c53030;font-size:.85rem;text-align:center;margin-bottom:1rem}
.form-error-msg.show{display:block}

/* ── CAREER / JOBS ────────────────────────────────────────────── */
.job-card{background:white;border:1px solid var(--border);padding:1.8rem 2rem;margin-bottom:.75rem;display:flex;align-items:center;justify-content:space-between;gap:2rem;flex-wrap:wrap;border-radius:var(--r);transition:all .3s}
.job-card:hover{border-color:var(--hibiscus);box-shadow:0 6px 28px rgba(200,41,74,.06)}
.job-title{font-family:'Playfair Display',serif;font-size:1.05rem;font-weight:700;color:var(--forest);margin-bottom:.4rem}
.job-meta{display:flex;gap:.6rem;flex-wrap:wrap}
.job-tag{font-size:.62rem;letter-spacing:.1em;text-transform:uppercase;padding:.22rem .65rem;border:1px solid var(--border);color:var(--muted);border-radius:2px}

/* ── BLOG / INSIGHTS ──────────────────────────────────────────── */
.insights-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}
.insight-card{background:white;border:1px solid var(--border);border-radius:var(--r);overflow:hidden;transition:all .3s}
.insight-card:hover{box-shadow:var(--shadow-md);transform:translateY(-3px)}
.insight-img{height:180px;background:var(--forest);position:relative;overflow:hidden;display:flex;align-items:center;justify-content:center}
.insight-img svg{width:56px;height:56px;color:rgba(201,168,76,.25)}
.insight-tag{position:absolute;top:1rem;left:1rem;font-size:.58rem;letter-spacing:.15em;text-transform:uppercase;padding:.3rem .7rem;background:var(--hibiscus);color:#fff;border-radius:2px}
.insight-body{padding:1.4rem}
.insight-meta{font-size:.65rem;color:var(--muted);margin-bottom:.5rem;letter-spacing:.05em}
.insight-title{font-family:'Playfair Display',serif;font-size:1rem;font-weight:700;color:var(--forest);margin-bottom:.6rem;line-height:1.35}
.insight-title a{color:inherit;transition:color .2s}
.insight-title a:hover{color:var(--hibiscus)}
.insight-excerpt{font-size:.78rem;line-height:1.72;color:var(--muted)}
.insight-link{display:inline-block;font-size:.68rem;letter-spacing:.12em;text-transform:uppercase;color:var(--hibiscus);margin-top:.9rem;font-weight:600}
.insight-link:hover{color:var(--hib-dark)}

/* Featured post */
.insight-featured{display:grid;grid-template-columns:1.2fr 1fr;gap:2rem;margin-bottom:3rem;background:white;border:1px solid var(--border);border-radius:var(--r);overflow:hidden}
.insight-featured .insight-img{height:auto;min-height:280px}
.insight-featured .insight-body{padding:2rem;display:flex;flex-direction:column;justify-content:center}

/* Post content */
.post-content{max-width:760px;margin:0 auto}
.post-content h2{font-size:1.6rem;margin:2.5rem 0 .9rem}
.post-content h3{font-size:1.25rem;margin:2rem 0 .7rem}
.post-content p{margin-bottom:1.4rem;font-size:1rem;line-height:1.85;color:var(--muted)}
.post-content ul,.post-content ol{margin:0 0 1.4rem 1.4rem}
.post-content li{margin-bottom:.5rem;font-size:1rem;line-height:1.75;color:var(--muted)}
.post-meta{display:flex;gap:1.5rem;flex-wrap:wrap;margin-bottom:2rem;padding-bottom:1.5rem;border-bottom:1px solid var(--border);font-size:.8rem;color:var(--muted)}

/* Breadcrumbs */
.breadcrumb{display:flex;align-items:center;gap:.5rem;font-size:.78rem;color:rgba(247,242,234,.5);padding:.5rem 0 0;flex-wrap:wrap}
.breadcrumb a{color:rgba(247,242,234,.6)}
.breadcrumb a:hover{color:var(--gold-lt)}
.breadcrumb-sep{color:rgba(247,242,234,.3)}

/* ── TEAM / LEADERSHIP ────────────────────────────────────────── */
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}
.team-card{background:white;border:1px solid var(--border);border-radius:var(--r);overflow:hidden;transition:all .3s}
.team-card:hover{box-shadow:var(--shadow-md);transform:translateY(-3px)}
.team-card-header{background:var(--forest);padding:2.2rem 1.5rem 1.8rem;text-align:center;position:relative}
.team-card-header::after{content:'';position:absolute;bottom:0;left:0;right:0;height:3px;background:linear-gradient(to right,var(--hibiscus),var(--gold))}
.team-avatar{width:86px;height:86px;border-radius:50%;border:3px solid var(--gold);display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:1.8rem;color:var(--cream);margin:0 auto 1rem;background:rgba(200,41,74,.2)}
.team-name{font-family:'Playfair Display',serif;font-size:1.05rem;font-weight:700;color:var(--cream);margin-bottom:.25rem}
.team-role{font-size:.62rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold)}
.team-card-body{padding:1.4rem}
.team-bio{font-size:.8rem;line-height:1.75;color:var(--muted)}
.team-quals{display:flex;flex-wrap:wrap;gap:.35rem;margin-top:.9rem}
.qual-tag{font-size:.6rem;letter-spacing:.08em;text-transform:uppercase;padding:.22rem .6rem;background:rgba(14,34,24,.06);color:var(--forest);border:1px solid rgba(14,34,24,.1);border-radius:2px}
.board-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.4rem}
.board-card{background:white;border:1px solid var(--border);padding:1.7rem;text-align:center;border-radius:var(--r);transition:all .3s}
.board-card:hover{border-color:var(--hibiscus)}
.board-avatar{width:60px;height:60px;border-radius:50%;background:var(--forest);border:2px solid var(--gold);display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:1.3rem;color:var(--cream);margin:0 auto .85rem}
.board-name{font-family:'Playfair Display',serif;font-size:.92rem;font-weight:700;color:var(--forest);margin-bottom:.25rem}
.board-title{font-size:.62rem;letter-spacing:.12em;text-transform:uppercase;color:var(--hibiscus)}
.board-desc{font-size:.74rem;color:var(--muted);margin-top:.45rem;line-height:1.6}

/* ── REGULATORY ───────────────────────────────────────────────── */
.reg-info-bar{background:var(--forest);border:1px solid var(--border-lt);padding:2rem 2.5rem;display:flex;align-items:center;justify-content:space-between;gap:2rem;flex-wrap:wrap;margin-bottom:3rem;border-radius:var(--r)}
.reg-info-item{text-align:center}
.reg-info-label{font-size:.6rem;letter-spacing:.18em;text-transform:uppercase;color:rgba(247,242,234,.4);margin-bottom:.3rem}
.reg-info-value{font-family:'Playfair Display',serif;font-size:.95rem;font-weight:700;color:var(--gold)}
.reg-grid{display:grid;grid-template-columns:1fr 1fr;gap:2rem;margin-bottom:2.5rem}
.reg-card{background:white;border:1px solid var(--border);padding:2rem;border-top:3px solid var(--hibiscus);border-radius:var(--r)}
.reg-card h3{font-size:1rem;margin-bottom:1rem}
.reg-card p,.reg-card li{font-size:.8rem;line-height:1.75;color:var(--muted)}
.reg-card ul{padding-left:0}
.reg-card ul li{padding-left:1.2rem;position:relative;margin-bottom:.4rem}
.reg-card ul li::before{content:'✓';position:absolute;left:0;color:var(--hibiscus);font-weight:700}
.privacy-doc{background:white;border:1px solid var(--border);padding:2.5rem;border-radius:var(--r);margin-bottom:2rem}
.privacy-doc h3{font-size:1.2rem;margin-bottom:.4rem}
.privacy-doc .meta{font-size:.72rem;color:var(--muted);margin-bottom:1.5rem;letter-spacing:.04em}
.privacy-doc h4{font-size:.88rem;font-weight:600;color:var(--forest);margin:1.5rem 0 .5rem;letter-spacing:.04em}
.privacy-doc p,.privacy-doc li{font-size:.82rem;line-height:1.82;color:var(--muted)}
.privacy-doc ul{padding-left:1.2rem;margin-bottom:1rem}
.privacy-doc li{margin-bottom:.3rem}

/* ── VALUES GRID ──────────────────────────────────────────────── */
.values-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.value-card{background:white;border:1px solid var(--border);padding:1.8rem;text-align:center;border-radius:var(--r);transition:all .3s}
.value-card:hover{border-color:var(--hibiscus)}
.value-icon{width:52px;height:52px;border-radius:50%;background:rgba(200,41,74,.08);display:flex;align-items:center;justify-content:center;margin:0 auto .85rem}
.value-icon svg{width:24px;height:24px;color:var(--hibiscus)}
.value-title{font-family:'Playfair Display',serif;font-size:1rem;font-weight:600;color:var(--forest);margin-bottom:.45rem}
.value-desc{font-size:.78rem;color:var(--muted);line-height:1.65}

/* ── FOOTER ───────────────────────────────────────────────────── */
.site-footer{background:var(--deep);border-top:1px solid var(--border-lt)}
.footer-top{padding:4rem 0 2.5rem}
.footer-inner{max-width:var(--max-w);margin:0 auto;padding:0 1.5rem}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:3rem}
.footer-logo{display:flex;align-items:center;gap:.6rem;margin-bottom:.8rem;text-decoration:none}
.footer-logo span{font-family:'Playfair Display',serif;font-size:1.05rem;font-weight:700;color:var(--cream);letter-spacing:.02em}
.footer-tagline{font-size:.78rem;color:rgba(247,242,234,.35);margin-bottom:1.2rem;font-style:italic}
.footer-address p{font-size:.8rem;color:rgba(247,242,234,.35);line-height:1.7;margin-bottom:.2rem}
.footer-address a{color:var(--gold)}
.footer-social{display:flex;gap:.6rem;flex-wrap:wrap;margin-top:1.2rem}
.footer-social a{
  width:34px;height:34px;border:1px solid rgba(201,168,76,.2);
  display:flex;align-items:center;justify-content:center;
  color:rgba(247,242,234,.38);border-radius:var(--r);transition:all .25s;
}
.footer-social a:hover{border-color:var(--gold);color:var(--gold)}
.footer-grid nav h3{font-size:.68rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin-bottom:1.2rem;font-family:'DM Sans',sans-serif;font-weight:600}
.footer-grid nav ul{display:flex;flex-direction:column;gap:.6rem}
.footer-grid nav a{font-size:.8rem;color:rgba(247,242,234,.38);transition:color .2s}
.footer-grid nav a:hover{color:var(--cream)}
.footer-compliance-badges{display:flex;flex-wrap:wrap;gap:.4rem;margin-top:1.2rem}
.badge{font-size:.58rem;letter-spacing:.1em;text-transform:uppercase;padding:.3rem .6rem;border:1px solid rgba(201,168,76,.2);color:rgba(247,242,234,.38);border-radius:2px}
.footer-reg-bar{background:rgba(201,168,76,.05);border-top:1px solid rgba(201,168,76,.1);border-bottom:1px solid rgba(201,168,76,.1);padding:.9rem 0}
.footer-reg-bar p{font-size:.68rem;color:rgba(247,242,234,.28);line-height:1.6;letter-spacing:.03em}
.footer-reg-bar strong{color:var(--gold-lt)}
.footer-bottom{padding:1.5rem 0}
.footer-bottom .footer-inner{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:.75rem}
.footer-copy{font-size:.68rem;color:rgba(247,242,234,.22);letter-spacing:.08em}
.footer-legal-links{display:flex;gap:1.2rem;flex-wrap:wrap}
.footer-legal-links a{font-size:.66rem;color:rgba(247,242,234,.25);transition:color .2s}
.footer-legal-links a:hover{color:var(--gold)}

/* ── ANIMATIONS ───────────────────────────────────────────────── */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s ease}
.reveal.visible{opacity:1;transform:translateY(0)}
.rd1{transition-delay:.1s}.rd2{transition-delay:.2s}.rd3{transition-delay:.3s}
@keyframes fadeUp{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}
@keyframes scrollP{0%,100%{opacity:.2;transform:scaleY(.7)}50%{opacity:1;transform:scaleY(1)}}

/* ── 404 / ERROR ──────────────────────────────────────────────── */
.error-page{min-height:70vh;display:flex;align-items:center;justify-content:center;text-align:center;padding:4rem 1.5rem}
.error-code{font-family:'Playfair Display',serif;font-size:clamp(6rem,20vw,12rem);font-weight:900;color:var(--border-lt);line-height:1;display:block;margin-bottom:-.5rem}
.error-page h1{font-size:clamp(1.5rem,4vw,2.5rem);margin-bottom:.8rem}
.error-page p{color:var(--muted);max-width:420px;margin:0 auto 2rem}

/* ── UTILITY CLASSES ──────────────────────────────────────────── */
.text-center{text-align:center}
.text-cream{color:var(--cream)}
.text-gold{color:var(--gold)}
.text-hibiscus{color:var(--hibiscus)}
.text-muted{color:var(--muted)}
.mt-1{margin-top:.75rem}.mt-2{margin-top:1.5rem}.mt-3{margin-top:2.5rem}.mt-4{margin-top:4rem}
.mb-1{margin-bottom:.75rem}.mb-2{margin-bottom:1.5rem}.mb-3{margin-bottom:2.5rem}.mb-4{margin-bottom:4rem}
.section-dark{background:var(--forest)}
.section-cream{background:var(--cream)}
.section-deep{background:var(--deep)}
.section-center h2,.section-center .eyebrow,.section-center p{text-align:center}
.section-center h2{margin:0 auto}
.section-header{max-width:640px}
.section-header-center{max-width:640px;margin:0 auto;text-align:center;margin-bottom:3.5rem}
.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

/* ── RESPONSIVE ───────────────────────────────────────────────── */
@media(max-width:1024px){
  .nav-links,.nav-cta{display:none}
  .hamburger{display:flex}
  .footer-grid{grid-template-columns:1fr 1fr;gap:2.5rem}
  .stats-bar{grid-template-columns:repeat(2,1fr)}
  .stat-item:nth-child(2){border-right:none}
  .stat-item:nth-child(3){border-right:1px solid rgba(201,168,76,.1);border-top:1px solid rgba(201,168,76,.1)}
  .stat-item:nth-child(4){border-right:none;border-top:1px solid rgba(201,168,76,.1)}
  .services-grid{grid-template-columns:repeat(2,1fr)}
  .serve-grid{grid-template-columns:repeat(2,1fr)}
  .products-layout{grid-template-columns:1fr}
  .process-steps{grid-template-columns:repeat(2,1fr)}
  .process-connector{display:none}
  .testimonials{grid-template-columns:1fr}
  .team-grid{grid-template-columns:repeat(2,1fr)}
  .board-grid{grid-template-columns:repeat(2,1fr)}
  .values-grid{grid-template-columns:repeat(2,1fr)}
  .insights-grid{grid-template-columns:repeat(2,1fr)}
  .insight-featured{grid-template-columns:1fr}
  .reg-grid{grid-template-columns:1fr}
  .contact-grid{grid-template-columns:1fr}
  .faq-grid{grid-template-columns:1fr}
  .waitlist-form{flex-direction:column}
  .waitlist-form button{width:100%;padding:.9rem;text-align:center}
  .reg-info-bar{flex-direction:column;text-align:center}
}

@media(max-width:640px){
  :root{--nav-h:60px}
  .hero{padding:4rem 1rem 4rem}
  .hero-actions{flex-direction:column;align-items:center}
  .hero-actions .btn{width:100%;max-width:280px}
  .stats-bar{grid-template-columns:1fr}
  .stat-item{border-right:none!important;border-top:none!important;border-bottom:1px solid rgba(201,168,76,.1)}
  .stat-item:last-child{border-bottom:none}
  .services-grid{grid-template-columns:1fr}
  .serve-grid{grid-template-columns:1fr}
  .process-steps{grid-template-columns:1fr}
  .team-grid{grid-template-columns:1fr}
  .board-grid{grid-template-columns:1fr}
  .values-grid{grid-template-columns:1fr}
  .insights-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr;gap:2rem}
  .footer-bottom .footer-inner{flex-direction:column;text-align:center}
  .footer-legal-links{justify-content:center;gap:.75rem}
  .form-row{grid-template-columns:1fr}
  .contact-grid{gap:2rem}
}

@media(max-width:375px){
  .nav-logo-text{font-size:.82rem}
  h1{font-size:1.85rem}
}

/* ── PRINT ────────────────────────────────────────────────────── */
@media print{
  .site-header,.notice-bar,.mobile-drawer,.drawer-overlay,.hero-scroll,footer{display:none}
  body{color:#000;background:#fff}
  a{color:#000;text-decoration:underline}
}

/* ── REDUCED MOTION ───────────────────────────────────────────── */
@media(prefers-reduced-motion:reduce){
  .reveal,.mobile-drawer{transition:none}
  .hero-scroll-line{animation:none}
}

/* ── HIGH CONTRAST ────────────────────────────────────────────── */
@media(forced-colors:active){
  .btn{border:2px solid ButtonText}
  .notice-bar{border-bottom:2px solid ButtonText}
}